JRH Construction installs stone-coated steel metal roofing on Fort Worth homes across Tanglewood, TCU-Westcliff, Rivercrest, and surrounding Tarrant County neighborhoods. Stone-Coated Steel panels from Decra and Boral Steel deliver a 50 to 70 years service life, 50-year limited manufacturer warranty, and Class 4 impact — the maximum impact grade on the UL 2218 scale, at $14 to $19 per square foot installed for full tear-off and installation. JRH carries GAF Master Elite certification, $10 million-plus in bonding capacity, and SAM.gov federal registration.
Why Fort Worth Homeowners Choose Stone-Coated Steel Over Shingles
Fort Worth homes near TCU and the Cultural District carry mid-century architectural character that pairs well with standing seam profiles, while Mira Vista and Westover Hills estates push toward stone-coated steel tile profiles. Stone-Coated Steel metal roofing delivers the profile of concrete tile at roughly half the structural load, and in Fort Worth specifically the material answers three homeowner concerns at once: hail survivability, HOA architectural fit, and long-run insurance cost.
Fort Worth experienced the March 24 2023 hail event with baseball-size stones across west Fort Worth and the Alliance corridor and the April 26 2024 severe thunderstorm complex with multiple hail swaths. Every one of those events pushed Tarrant County shingle claims past the policy deductible and produced visible granule loss, bruised mats, and dented metal flashings on homes across Tanglewood and TCU-Westcliff. Stone-Coated Steel panels rated to Class 4 impact — the maximum impact grade on the UL 2218 scale absorb the same impact energy without cracking the substrate or voiding the warranty.
Tarrant County saw more than $800 million in hail and wind claims paid during the 2023 season per the Insurance Council of Texas, with Farmers, Allstate, and Texas Farm Bureau among the carriers offering metal-roof premium reductions. That turns a Stone-Coated Steel re-roof from a one-time capital expense into a 10-to-30-year insurance-offset — the premium reduction alone typically pays back 20 to 40 percent of the installed cost across the service life.
Fort Worth Neighborhoods JRH Serves for Stone-Coated Steel Installation
•Tanglewood
•TCU-Westcliff
•Rivercrest
•Mira Vista
•Westover Hills
Primary ZIP codes: 76107, 76109, 76110, 76116, 76132. JRH also handles estate-grade and HOA-controlled stone-coated steel projects in the greater Tarrant County service area.
Stone-Coated Steel Specifications for Fort Worth Installations
JRH Construction specifies stone-coated steel on Fort Worth projects using the following baseline technical parameters. Final specification varies by Fort Worth HOA constraints, existing deck condition, and homeowner color and profile selection.
Installed Cost
$14 to $19 per square foot installed
Manufacturer Warranty
50-year limited manufacturer warranty
Expected Lifespan
50 to 70 years
Wind Rating
UL 2218 Class 4 impact + ASTM E1592 wind uplift rated to 120 mph
Impact Rating
Class 4 impact — the maximum impact grade on the UL 2218 scale
Manufacturers JRH Installs
Decra, Boral Steel, Roser, Gerard
Best-Fit Homes
steep-pitch architectural homes where HOA rules require a tile or shake silhouette
Stone-coated steel panels weigh roughly 1.4 pounds per square foot — about one-fifth the load of clay tile — so existing framing typically requires no structural reinforcement during a tear-off conversion.
HOA Approval and Fort Worth Permit Process
Rivercrest and Mira Vista architectural review committees require material samples and color chips submitted 30 days before installation, and JRH handles the HOA package at no added fee. JRH Construction submits the HOA package with the contract and tracks approval status weekly until the committee signs off.
Fort Worth roofing permits pull through the city building department portal, and JRH handles the application, inspection scheduling, and close-out documentation on every stone-coated steel installation. Fort Worth homes typically run 1950s brick ranch to 2000s traditional two-story builds, with a growing inventory of 2010s+ modern farmhouse architecture in the west side master-planned communities, which means permit and inspection workflow varies slightly by neighborhood; JRH carries the current Fort Worth code reference sheet on every crew vehicle.
How much does stone-coated steel roofing cost in Fort Worth, TX?
Stone-Coated Steel metal roofing in Fort Worth typically runs $14 to $19 per square foot installed for full tear-off and installation as of Q2 2026. JRH Construction pricing on a representative Fort Worth home — roughly 2,800 to 4,800 square feet of roof area — lands in that range depending on pitch complexity, the number of penetrations, and whether the existing deck requires replacement. Insurance carriers including State Farm, USAA, Allstate, and Farmers recognize Class 4 impact — the maximum impact grade on the UL 2218 scale for premium reductions on Fort Worth policies.
Is stone-coated steel the best metal roofing choice for a Fort Worth home?
Stone-Coated Steel is the correct specification in Fort Worth when the homeowner needs steep-pitch architectural homes where HOA rules require a tile or shake silhouette. Stone-coated steel panels weigh roughly 1.4 pounds per square foot — about one-fifth the load of clay tile — so existing framing typically requires no structural reinforcement during a tear-off conversion. Fort Worth homes near TCU and the Cultural District carry mid-century architectural character that pairs well with standing seam profiles, while Mira Vista and Westover Hills estates push toward stone-coated steel tile profiles, so the right metal system varies house by house. JRH Construction provides a free Fort Worth on-site assessment that measures pitch, framing capacity, attic ventilation, and HOA constraints before recommending a specific stone-coated steel metal roofing SKU.
Do Fort Worth HOAs allow stone-coated steel roofs?
Most Fort Worth HOAs approve stone-coated steel metal roofing when the submitted profile and color match the community’s architectural standards. Rivercrest and Mira Vista architectural review committees require material samples and color chips submitted 30 days before installation, and JRH handles the HOA package at no added fee. JRH Construction prepares the complete HOA package — material samples, color chips, rendered elevations, and manufacturer data sheets from Decra and Boral Steel — for every Fort Worth metal roof project.
How long does stone-coated steel metal roofing last in the Fort Worth climate?
Stone-Coated Steel carries a 50 to 70 years expected service life in North Texas, and the manufacturer warranty runs 50-year limited manufacturer warranty. Fort Worth experienced the March 24 2023 hail event with baseball-size stones across west Fort Worth and the Alliance corridor and the April 26 2024 severe thunderstorm complex with multiple hail swaths, and stone-coated steel metal roofing installed by JRH Construction survives those events with the UL 2218 Class 4 impact + ASTM E1592 wind uplift rated to 120 mph rating. Periodic fastener inspection every 5 to 7 years keeps the system inside its warranty window.
Will my Fort Worth insurance carrier give a discount for a Class 4 metal roof?
Tarrant County saw more than $800 million in hail and wind claims paid during the 2023 season per the Insurance Council of Texas, with Farmers, Allstate, and Texas Farm Bureau among the carriers offering metal-roof premium reductions. JRH Construction documents the Class 4 impact — the maximum impact grade on the UL 2218 scale rating on every Fort Worth installation and issues a Texas Department of Insurance-recognized completion certificate that homeowners submit directly to the carrier for premium reduction processing.
How long does a full stone-coated steel re-roof take on a Fort Worth home?
A full tear-off and stone-coated steel metal roofing installation on a typical Fort Worth home — Fort Worth homes typically run 1950s brick ranch to 2000s traditional two-story builds, with a growing inventory of 2010s+ modern farmhouse architecture in the west side master-planned communities — takes 5 to 8 working days. JRH crews tear off the existing roof in one day, install underlayment and drip edge in one to two days, run panel and flashing installation across three to five days, and complete trim, ridge, and final cleanup on the last day. Weather days extend the schedule but do not add labor cost.
What warranty does stone-coated steel carry versus asphalt shingles?
Stone-Coated Steel carries a 50-year limited manufacturer warranty, compared with 25 to 50-year limited warranties on architectural asphalt shingles — but shingle warranties rarely survive the first major Collin County or Tarrant County hail event, while stone-coated steel metal roofing installed by JRH holds up across multiple storm cycles without claim activity. Decra, Boral Steel, Roser all offer transferable warranty registration that increases Fort Worth home resale value by 1 to 6 percent per Remodeling Magazine Cost vs Value data.
Free Fort Worth Stone-Coated Steel Roof Quote
JRH Construction delivers a written stone-coated steel specification, itemized budget, and HOA submission package within 5 business days of an on-site assessment. No cost, no obligation.
