Storm Damage & Insurance

Dallas-Fort Worth experiences multiple significant hail events each year, with some years seeing 8-12 significant storms — making it one of the most hail-prone metropolitan areas in the United States. When storms hit, JRH Construction & Roofing, a family-owned, veteran-operated contractor headquartered at 1767 Old State Highway 24 Suite 210, Little Elm, TX 75068, is the contractor DFW property owners trust to restore their roofs quickly, professionally, and with zero hassle. With GAF Master Elite certification, Owens Corning Platinum Preferred status, and over $10 million in bonding capacity, JRH handles the entire storm damage repair process from the moment you call to the day your new roof is installed — including every step of the insurance claims process.

JRH's storm damage response begins within minutes of your call — our average response time is 5 minutes, 24 hours a day, 365 days a year. For active emergencies with water intrusion across Dallas, Fort Worth, Plano, Frisco, McKinney, Allen, Southlake, and all 30+ DFW cities we serve, we dispatch crews for same-day tarping to prevent further damage to your property and belongings. Within 24-48 hours, a certified inspector conducts a comprehensive damage assessment, documenting every area of impact with photos, measurements, and detailed notes that match the format insurance adjusters expect. This documentation is critical — incomplete or poorly formatted damage reports are the #1 reason claims get underpaid.

We prepare professional Xactimate estimates for every storm damage project. Xactimate is the software platform used by virtually every insurance company in Texas, and our estimators are trained to use the same line items, pricing databases, and formatting that adjusters rely on. This means fewer disputes, faster approvals, and settlements that accurately reflect the true cost of repair. When your adjuster schedules their inspection, JRH attends the meeting in person to walk the roof together, point out damage they might miss, and ensure nothing falls through the cracks. Our high claim approval rate across 600+ completed projects speaks to the effectiveness of this approach.

Supplement negotiations are where most roofers fall short — and where JRH delivers the most value. In DFW, 60-70% of initial insurance estimates are underpaid, with settlements frequently undervaluing damage by 15-40%. Our supplements team identifies every legitimate line item the adjuster missed: code-required upgrades, upgraded ventilation, ice and water shield in valleys, drip edge replacement, satellite dish resetting, and dozens of other items that add up. We negotiate directly with your carrier until the settlement reflects the actual scope of work. Most DFW homeowners end up paying only their deductible for a full roof replacement after storm damage.